Average Auto Loan Interest Rate 2025 Elections. In december 2025, automotive site edmunds.com listed the average car loan interest rate for november 2025 as 6.8% apr for new car loans and 11% apr for used car loans. After the second interest rate cut of 2025, how with auto refinance rates react?
See rates for new and used car loans and find auto loan refinance rates from lenders. Interest rates on auto loans can vary widely based on several factors, including.